One slip-and-fall lawsuit can bankrupt a small business. General liability insurance is the foundation of every commercial insurance program — and we shop 30+ carriers to get you the best rate.
General liability (GL) insurance protects your business when someone claims you caused them harm. It's the most fundamental coverage any business needs.
Covers medical bills and legal costs if someone is injured on your premises or by your operations.
Pays for damage your business causes to someone else's property during your work.
Protects against claims of libel, slander, copyright infringement, and false advertising.
Covers minor medical expenses for injuries on your property regardless of fault.
Covers claims arising from products you sell or work you've completed.
Pays attorney fees, court costs, and settlements — even for frivolous lawsuits.
Every business that interacts with customers, vendors, or the public needs GL coverage. If someone can walk into your space or you go to theirs — you need this policy.
Most small businesses pay between $400–$1,500/year. Contractors and higher-risk businesses may pay $1,500–$5,000+. Your rate depends on industry, revenue, claims history, and coverage limits.
GL covers bodily injury and property damage. Professional liability (E&O) covers mistakes in your professional services or advice. Many businesses need both.
If any client or vendor ever visits your home, or if you go to their location, yes. Your homeowners policy won't cover business-related liability claims.
We can often bind coverage the same day. Most GL quotes are turned around within hours.
We shop 30+ carriers so you get the best coverage at the best rate. No obligation, no pressure — just answers.
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