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Group Health Insurance Utah | Employer Health Plans — Canyon Insurance
Employee Benefits

Group Health Insurance in Utah

Attract and retain top talent with competitive health benefits. We shop 30+ carriers to find the right group health plan for your team — whether you have 5 employees or 500.

Group Health Insurance Options

Employer-sponsored health insurance is the #1 benefit employees value. Here are the plan types we offer:

01

PPO Plans

Preferred Provider Organization — larger network, more flexibility, higher premiums.

02

HMO Plans

Health Maintenance Organization — lower premiums, smaller network, requires referrals.

03

HDHP + HSA Plans

High-Deductible Health Plans paired with tax-advantaged Health Savings Accounts.

04

POS Plans

Point of Service — hybrid of HMO and PPO with moderate flexibility and cost.

05

Self-Funded Plans

Employer assumes the financial risk of claims. Best for larger, stable groups.

06

Level-Funded Plans

Predictable monthly payments with potential refunds if claims are low. Good for small groups.

Who Needs Group Health Insurance?

Any employer looking to attract, retain, and support their employees should offer group health benefits.

  • Small businesses with 2–50 employees
  • Mid-size companies with 51–200 employees
  • Large employers
  • Startups competing for talent
  • Companies with high turnover who need a recruiting edge
  • Any employer whose team is asking about health benefits

Group Health Insurance in Utah

Utah's small group health insurance market is competitive, with carriers like SelectHealth, Regence, University of Utah Health Plans, Molina, and national carriers all offering plans. ACA regulations require companies with 50+ full-time employees to offer health insurance. Even for smaller companies, group health is the most impactful benefit you can offer — and it's more affordable than most business owners think. We shop all available carriers in Utah's small and large group markets to find the best plan-to-price combination for your team.

Common Questions

Average employer costs range from $400–$700/month per employee. Your rate depends on plan type, employee demographics, and carrier.

Companies with 50+ full-time equivalent employees are required under the ACA. Smaller companies aren't required but offering benefits helps with recruiting and retention.

Yes. Many employers offer 2–3 plan options at different price points, letting employees choose the plan that fits their needs.

You can choose to offer or exclude part-time employees. The ACA defines full-time as 30+ hours/week.

Get a free group health insurance quote today.

We shop 30+ carriers so you get the best coverage at the best rate. No obligation, no pressure — just answers.

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