Your top executives need more than the standard benefits package. Executive benefits help you attract, retain, and protect the leaders who drive your business — with strategies beyond what a group plan can offer.
Executive benefits go beyond standard group coverage to provide enhanced protection and compensation for key leaders.
Life and disability insurance on critical executives. Pays the business for the financial loss of losing a key leader.
Enhanced disability coverage above group plan limits — tailored to executive-level income.
Non-qualified deferred comp plans that allow executives to defer income beyond 401(k) limits.
Employer-paid life insurance premiums as a taxable bonus to key executives.
Insurance-funded agreements that ensure smooth ownership transitions if a partner dies or becomes disabled.
Shared-cost life insurance arrangements between the employer and executive.
Any business with key executives, partners, or critical employees whose departure would significantly impact the company.
It's life and/or disability insurance on a critical employee or owner. The business owns the policy and receives the payout, which helps cover the financial loss of losing that person.
A common formula is 5–10x the person's annual compensation, or enough to cover projected revenue loss, recruiting costs, and debt obligations.
It allows executives to defer income beyond 401(k) limits. The deferred amounts grow tax-deferred until withdrawal, typically at retirement.
Each owner takes out a life/disability policy on the other owners. If an owner dies or becomes disabled, the insurance funds the purchase of their share — ensuring smooth transitions and fair value for all parties.
We shop 30+ carriers so you get the best coverage at the best rate. No obligation, no pressure — just answers.
Get a free quote in minutes. No obligations. No spam. Just straight answers from people who care about getting this right.