From Lake Powell to Sand Hollow to Quail Creek — if you're on the water in Utah, you need the right coverage. We shop 30+ carriers for powerboats, jet skis, pontoons, and more.
Boat and watercraft insurance protects you, your passengers, and your vessel on the water.
Covers physical damage to your boat, motor, and trailer from collision, storms, and other perils.
Covers injuries and property damage you cause to others while operating your watercraft.
Covers medical bills for you and your passengers regardless of fault.
Protects you when another boater without insurance causes damage or injury.
Covers fishing equipment, water sports gear, and personal items on the boat.
Covers on-water towing and emergency assistance if your boat breaks down.
If you own a boat, jet ski, or any watercraft, your homeowners policy won't provide adequate coverage on the water.
Most boats cost $200–$1,500/year to insure. Factors include boat value, type, horsepower, and where you keep it.
Only with very low limits (usually $1,000–$1,500). Any boat worth more than that needs a standalone watercraft policy.
Agreed value pays a guaranteed amount if totaled. Actual cash value deducts depreciation. We recommend agreed value for any watercraft.
Yes. Most policies cover you on any navigable waterway. We make sure your policy includes the bodies of water where you actually ride.
We shop 30+ carriers so you get the best coverage at the best rate. No obligation, no pressure — just answers.
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