Your classic isn't just a car — it's a passion. Standard auto insurance doesn't understand that. We work with specialty carriers that offer agreed value coverage, so your car is insured for what it's actually worth.
Classic and collector car insurance is designed specifically for vehicles that appreciate in value rather than depreciate like regular cars.
Your car is insured for a pre-agreed amount — no depreciation, no surprises at claim time.
Covers injuries and property damage you cause while driving your classic.
Covers accident damage, theft, fire, hail, and vandalism.
Covers your collection of spare parts, tools, and accessories.
Guarantees flatbed-only towing to protect your vehicle from further damage.
Covers your vehicle while at car shows, on display, and in transit to events.
If you own a collector vehicle, vintage car, hot rod, or classic — standard auto insurance is the wrong policy. You need specialized coverage.
Classic car insurance offers agreed value (not depreciated), lower premiums, flatbed towing, and spare parts coverage. It's designed for vehicles that are driven less and maintained carefully.
Most classic cars cost $200–$1,000/year to insure. Premiums are lower because these vehicles have limited use and careful owners.
Most carriers insure vehicles 15-25+ years old, limited-production vehicles, and modified/custom cars. Requirements vary by carrier — we'll find the right fit for your vehicle.
Most policies have annual mileage limits (typically 2,500–7,500 miles). Some carriers offer unlimited mileage for an additional premium.
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